The Premier Agency in Peoria, AZ aims to simplify Medicare decisions for individuals approaching 65. We assist in understanding various plan options, considering prescription drugs, preferred doctors, and future healthcare needs to estimate potential out-of-pocket expenses. Medicare is a federal health insurance program mainly for those aged 65 or older, disabled individuals, or other qualifying cases. It comprises four essential parts: A, B, C, and D. Eligibility typically involves US citizenship, age 65+, and a minimum of 10 years’ contributions to Medicare. Automatic enrollment in Part A and Part B occurs if receiving Social Security or Railroad Retirement benefits at age 65. Active enrollment is necessary otherwise. Late enrollment penalties may apply if Part B is delayed. Part A covers hospital expenses, while Part B covers doctor visits and medical services, with varying premiums and costs.